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Secured Business Lending is a trading name of Bonington Loans Ltd.

Cookie policy

This policy explains the cookies and similar technologies used on this website, and how you can control them.

Who we are

This website is operated by Bonington Loans Ltd, trading as Secured Business Lending. Bonington Loans Ltd is authorised and regulated by the Financial Conduct Authority to enter into and administer regulated consumer credit agreements under firm reference number 805272. Bonington Loans Ltd is a company incorporated in England, registered address 82a James Carter Road, Mildenhall, Suffolk, England, IP28 7DE, company number 11100941. Correspondence address: 8a Tweed Mills, Dunsdale Road, Selkirk, Scottish Borders, Scotland, TD7 5DZ.

Not all of the lending we provide is regulated by the Financial Conduct Authority. Business lending to a limited company is generally unregulated, while lending secured against an individual's home may be a regulated agreement. We will make clear which applies before you enter into any agreement, and the protections available to you differ between the two.

What cookies are

Cookies are small text files a website stores on your device. They are used to make a site work, to remember your choices, and to understand how the site is being used.

Your choice

We do not set any optional cookie until you have told us you are happy for us to do so. When you first visit, you can accept all optional cookies, reject them all, or choose which categories you are happy with. You can change your mind at any time using the cookie preferences link in the footer of every page. Rejecting optional cookies will not stop you using the site or making an enquiry.

What we use

CategoryWhat it doesSet byConsent needed
Strictly necessaryKeeps the site working, remembers where you are in the enquiry form, and stores your cookie choiceSecured Business LendingNo
AnalyticsTells us how many people visit, which pages they see and where they drop out, and how pages are used — which links are clicked, how far people scroll, where a form is abandoned — so we can improve the siteGoogle Analytics, ContentsquareYes
AdvertisingMeasures whether an advert led to an enquiry, and may be used to show you relevant adverts elsewhereMeta Pixel, Google AdsYes

Who sets these cookies and processes the data?

Managing cookies in your browser

You can also block or delete cookies through your browser settings, though blocking strictly necessary cookies may stop parts of the site working.

More information

How we handle personal information generally is covered in our privacy policy.

Rates and representative example

For business purposes only. Secured against property or land. We do not offer personal loans or consumer credit. Terms from 6 to 18 months.

Representative example: borrow £250,000 over 18 months at 1.75% per month (fixed; 21% per annum), secured against commercial property. A 10% arrangement fee of £25,000 is added to the loan, making a total facility of £275,000. Pay 18 monthly interest-only payments of £4,812.50, plus £275,000 capital at the end of the term. Total interest: £86,625. Total amount repayable: £361,625. Representative APR: 32.6% APR.

Your property may be repossessed if you do not keep up repayments on a loan secured against it. Think carefully before securing other debts against your home.

Rates start from 1.75% per month and depend on the amount borrowed, security and assessment. This example is not an offer of credit. Your actual rate, fees and total cost will be confirmed in writing before you enter into any agreement.